No HOA!!Constructed in 2022. This beautiful like-new split plan home is a 4 bedroom 3 bath home with LVP flooring throughout. Kitchen has beautiful white cabinets, granite counter tops & stainless steel appliances. The open concept allows for easy entertaining with a cozy fireplace in family room. 3 bedrooms and 2 full baths are located on the main level of home with a laundry room on main level. The finished basement has 1 bedroom and 1 full bath. There is also a second laundry room in the basement. This home has lots of charm and is well maintained by current owners. Buyers incentive available for those using preferred lender Chandra Winford with Shelter Mortgage.